Financing·In-Store
Walk into our Daly City studio, scan a QR code, and apply for Affirm financing on your own device. No paperwork, no shared computers, no awkward waiting-room negotiations.
Scan & Apply
When you visit our Daly City studio, you'll find Affirm QR-code signs at the front desk and in our consultation rooms.
Scan with your phone's camera. Affirm's mobile flow opens directly to the application. You enter your information on your own device — never ours, never on paper.
Get a decision in under a minute. If approved, you'll get a one-time-use virtual card you can use right away to pay for your treatment.
Sample · Not scannable
Visit us in person
6371 Mission St, Daly City
to scan the official Affirm QR code.
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Free 30-minute consultation. We walk through your goals and treatment plan together.
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After the consultation, you pick the treatment series that fits your goals and timeline.
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At checkout or in our consultation room, scan the Affirm QR code with your phone.
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Affirm asks you a few quick questions. Soft credit check. Decision in under a minute.
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Once approved, you use your one-time virtual card to pay. Book your first session right away.
Our In-Store Process
This separation protects your privacy and ensures your loan relationship is with the lender directly — not Studio Luna.
Specific to the in-studio experience. For all financing questions, see the financing overview.
Affirm offers payment plans from biweekly (4 payments, 0% APR) up to 36 months. You apply online or in-store with a soft credit check that doesn't affect your credit score.
See our Financing page for complete details, including all disclosures and rate information.
No. Checking your eligibility uses a soft credit check that does not impact your credit score. If you accept a loan, Affirm may perform a hard credit inquiry, which is standard for any loan.
Rates from 0–36% APR. Subject to eligibility. See affirm.com/lenders for lender details.
No. Studio Luna services are aesthetic and considered cosmetic by health insurance providers. They are not covered by insurance.
We accept credit cards, debit cards, Apple Pay, Google Pay, cash, and Affirm financing for all services.
We accept all major credit cards (Visa, Mastercard, American Express, Discover), debit cards, Apple Pay, Google Pay, cash, and Affirm financing.
In-store, we use Stripe Terminal for contactless tap-to-pay with Apple Pay and Google Pay. You can pay your way.
Refund policies depend on package terms and individual circumstances. See our Cancellation Policy for complete refund details.
For Affirm-financed purchases: Approved refunds are processed directly through Affirm, which adjusts your loan balance accordingly.
Contact Affirm directly. They don't charge late fees, but missed payments may impact your credit and your future Affirm eligibility.
Affirm support is available 7 days a week through their mobile app or at affirm.com. Studio Luna does not manage Affirm loan accounts.
Studio Luna is not a lender. All loans are made or arranged by Affirm Loan Services, LLC pursuant to a California Financing Law license. Studio Luna receives only confirmation of loan approval — we do not have access to your loan terms, credit score, or detailed financial information.
Rates from 0–36% APR. Payment options through Affirm are subject to an eligibility check, may not be available everywhere, and are provided by these lending partners: affirm.com/lenders. A down payment may be required. CA residents: Loans by Affirm Loan Services, LLC are made or arranged pursuant to a California Financing Law license. For licenses and disclosures, see affirm.com/licenses. Affirm, Inc., NMLS ID 1883087.